What it is
A governed property intelligence layer. Not another dashboard.
Property Spine is built from five layers that turn fragmented property, tenancy, compliance and lending information into one trusted, reusable record.

The model
Five layers, one record
Identity Layer
UPRN, address, title, landlord entity and registration links.
Explore layerTrust Layer
Source, freshness, provenance, consent and confidence.
Explore layerIntelligence Layer
AVM, EPC, flood, tenure, lease, rental, compliance and market signals.
Explore layerDecisioning Layer
Criteria, routing, confidence, risk flags and exceptions.
Explore layerAction Layer
Owned tasks, alerts, workflows and human override.
Explore layerNext step
Start with one decision. Prove the value. Scale the intelligence.
Begin with a defined cohort and a measurable decision, such as buy-to-let case completeness or valuation routing. Prove the join, the decision and the governance model before extending into servicing, retention and portfolio intelligence.