Acquisition support
Buy-to-Let Acquisition and Placeability Screener
A UPRN-linked screen for brokers and Fleet underwriters before a full application is submitted.
Case inputs
- Address or UPRN
- 27 Ashgrove Terrace, Sunderland SR2 7QF (UPRN 100000112235)
- Expected purchase price
- £182,500
- Expected rent
- £995 per calendar month
- Applicant or landlord entity
- Ashgrove Property Holdings Ltd
- Proposed loan amount
- £136,875
- Product type
- 5-year fixed, limited company buy to let
- Broker
- Northgate Mortgage Partners
Assessment panels
Each panel shows screening evidence only. Underwriting judgement is retained by Fleet.
Property identity
UPRN, address, tenure, type, title and construction
- UPRN
- 100000112235
- Tenure
- Freehold
- Property type
- Mid-terrace house, three bedrooms
- Title
- Registered, no restriction recorded
- Construction
- Solid brick, pitched tiled roof
Market evidence
Listing status, asking price, sold comparables, rental comparables and local demand
- Listing status
- Under offer, observed
- Asking price
- £185,000
- Sold comparables
- £172,000 to £189,000 across six recent sales
- Rental comparables
- £925 to £1,050 per calendar month
- Local demand
- Stable, average time to let 21 days
Fleet fit
High-level criteria indicators, not an approval decision
- Applicant structure
- Limited company, within known criteria
- Loan to value
- 75 percent, within indicative range
- Property type
- Standard construction, no known exclusion
- Rental cover indicator
- Requires confirmation at product stress rate
Risk and resilience
Flood, EPC, subsidence, lease, planning, licensing and condition signals
- Flood
- Review required, evidence not yet held
- EPC
- Band D, headroom to band C
- Subsidence
- No indicator recorded
- Planning and licensing
- Inside a selective-licensing designation
- Condition
- No recent survey evidence held
Valuation view
AVM, confidence, comparables and suggested valuation route
- AVM estimate
- £178,000
- AVM confidence
- Medium
- Comparable depth
- Six comparables within 0.5 miles
- Suggested valuation route
- Desktop valuation with flood evidence, physical if evidence is not returned
Evidence requirements
Documents, confirmations or professional review required
- Flood evidence
- Environment Agency screening or specialist report
- Licensing
- Local-authority confirmation of selective-licensing requirement
- Company documents
- Company structure, directors and personal guarantee position
- Tenancy
- Proposed tenancy type and expected rent evidence
Next step
Likely placeable, placeable with evidence, underwriter review or potential mismatch
- Screening outcome
- Placeable with evidence
- Why
- Criteria indicators align, flood and licensing evidence outstanding
- Owner
- Broker to gather evidence, Fleet underwriter to confirm route
Screening outcome
The outcome is never approved or declined. It describes how the case should be prepared and routed.
| Outcome | Meaning |
|---|---|
| Likely placeable | Criteria indicators align and required evidence is already held |
| Placeable with evidence | Criteria indicators align but specific evidence is outstanding |
| Needs underwriter review | Signals conflict or fall outside standard indicators |
| Potentially unsuitable against known criteria | A known criteria indicator is not met on current evidence |
The Acquisition Screener is a case-preparation and decision-support tool. It does not provide a mortgage offer, lending decision, valuation, legal opinion, survey or financial advice.
The Acquisition Screener is a case-preparation and decision-support tool. It does not provide a mortgage offer, lending decision, valuation, legal opinion, survey or financial advice.