Ecosystem
Partner Ecosystem and Value Exchange
Lead the spine, not the pipe. Each participant contributes a defined capability and receives a defined benefit.
Roles and value
| Partner | Role in the spine | Value received | Market Activity role | Risk and Opportunity role |
|---|---|---|---|---|
| Fleet | Lending decisioning, risk and retention | Better routing, portfolio intelligence and retention | Uses approved status, AVM and comparable signals for valuation routing, portfolio monitoring and retention support | Uses approved risk, EPC and improvement signals for evidence, valuation routing, portfolio monitoring and retention support |
| Brokers | Case context and customer relationship | Placeability, case readiness and client action queue | Uses client portfolio market activity to identify timely advice and refinance conversations | Uses portfolio resilience and improvement signals to identify timely client conversations |
| Letting agents | First capture and compliance workflow | Compliance service and landlord retention | Reconciles listing, tenancy, compliance and landlord status | Supports EPC, compliance, landlord-consent and property-improvement workflow |
| Alto | Agent workflow and first capture | More valuable workflow and property intelligence | Potential workflow point for first-capture, listing and status reconciliation | Potential agent workflow point for capture of EPC, compliance, improvement and property-condition information |
| LSL | Lettings, broker, valuation and surveying routes | Efficiency and workflow intelligence | Potential valuation, surveying and market-workflow route | Potential surveying, valuation, condition and property-improvement workflow route |
| Sprift | Property enrichment and monitoring | Embedded regulated workflow demand | Potential UPRN-linked property, comparable, listing, sold and monitoring-data source | Potential UPRN-linked source for EPC, flood, planning, title, environmental risk and property-data evidence |
| Property Portal Partners | Potential future market-signal source | Included only where it improves a defined decision | Potential future source of approved listing, sales-agreed, price-reduction, time-on-market, supply and demand signals | Potential future market context for pricing, listing, supply, demand and tenant-market signals |
| Crosstide | Orchestrator | Delivery, governance, capability and reusable IP | Governs source selection, confidence, workflow action and partner controls | Governs source selection, confidence, workflow action, improvement evidence and partner controls |
The platform is UPRN-first, portal-neutral and provider-neutral. It does not assume data sharing between competing portal groups. Any market-signal source is included only where it improves a defined decision, under an explicit permitted purpose.
How value moves through the spine
Capture layer
Letting agents and agent platforms validate identity and compliance evidence at instruction.
Agents, Alto, LSL
Enrichment and monitoring layer
Property facts, market signals, AVM estimates and confidence scoring maintained over time.
Sprift, AVM providers, public data
Decision and action layer
Routing, criteria indicators, retention triggers and governed action queues.
Fleet, brokers, Crosstide
Partner references describe illustrative roles in a proposed operating model. No data sharing arrangement is implied.