Fleet MortgagesProperty Portfolio Intelligence SpinePowered by Crosstide
Current view focus: Valuation routing, case readiness and exception review across the lending book.For intermediary use only.

Planning and licensing evidence

Planning, Licensing and Property Change Monitor

A UPRN-linked evidence layer covering planning activity, licensing status and local constraints, with the action owner and evidence status for each signal.

Monitor summary

Planning applications observed in the last 12 months

38

Planning decisions recorded

26

Applications with conditions or appeal activity

9

Properties with HMO indicators

31

Properties with an HMO licence recorded

22

Properties in a selective-licensing area

44

Conservation, listed or Article 4 constraints

27

Events awaiting evidence confirmation

18

Signals monitored

Planning activity

  • Planning applications
  • Planning decisions
  • Conditions and appeals

Licensing

  • HMO indicators
  • HMO licences
  • Selective licensing

Constraints

  • Conservation and listed-building constraints
  • Article 4 areas
  • Title and tenure considerations

Planning and licensing events

Each event is linked to a UPRN and carries a recommended action and a named owner.

PropertyUPRNEvent typeStatusDateRelevanceRecommended actionOwner
18 Oakfield Avenue, Newcastle upon Tyne100000112233Planning applicationSubmitted12 May 2026Rear extension near the security addressConfirm scope with the local authority and review security positionFleet Underwriting
62 Sefton Road, Liverpool100000112251Planning decisionApproved with conditions28 Apr 2026Loft conversion approval, conditions attachedCheck conditions, building control and funding requirementBroker
8 Camden Row, Birmingham100000112262Change of useRefused02 Mar 2026Change of use refused, prior assumption no longer holdsRemove improvement assumption and record evidenceCrosstide Admin
11 Kingsway Mews, Manchester100000112317HMO indicatorReview required19 Jun 2026Occupancy pattern suggests possible HMO useConfirm licensing requirement with the local authorityLetting Agent
14 Peel Street, Preston100000112295HMO licenceExpired31 Jan 2026Licence lapsed on a multi-unit propertyStart licence renewal and record evidenceLetting Agent
27 Ashgrove Terrace, Sunderland100000112235Selective licensingIn designated area01 Apr 2026Property sits inside a selective-licensing designationConfirm licence status and operating requirementsLandlord
23 Marsden Close, York100000112284Conservation areaConstraint recorded14 Feb 2026Alteration and improvement options may be restrictedSeek planning and professional advice before worksLandlord
5 Cavendish Street, Sheffield100000112306Listed buildingGrade II09 Dec 2025Consent needed for fabric or energy worksReview improvement pathway with a specialistBroker
31 Beechwood Drive, Nottingham100000112273Article 4 directionIn effect22 Mar 2026Permitted development rights removed for HMO useConfirm change-of-use requirement with the local authorityLetting Agent
9 Fairfield Rise, Derby100000112328Neighbouring developmentApproved05 May 2026Adjacent scheme may affect amenity, demand or valueNote in valuation evidence and monitor market responseFleet Risk
4 Bramley Court, Leeds100000112240Title and tenureLeasehold restriction17 Jan 2026Lease terms may restrict alteration or sublettingReview title and lease before improvement planningLandlord
2 Harrow Gate, Stockton100000112339Planning appealLodged26 Jun 2026Appeal outcome may change the constraint positionMonitor and reassess once a decision is publishedCrosstide Admin

Planning, licensing and constraint data is a screening signal. Any development, conversion, HMO, extension or improvement decision requires confirmation through the relevant local authority, title, lease, survey, legal and professional advice processes.

Action routing

A planning, constraint or licensing indicator needs professional confirmation before any lending, improvement or rental assumption is made.

RoleAction
FleetReview security, valuation or portfolio position
BrokerDiscuss improvement, further advance or refinancing options
AgentConfirm licence or local-authority requirements
LandlordSeek planning, legal, survey or licensing advice

Evidence status

Evidence statusMeaning
ConfirmedLocal-authority record matched to the UPRN with a decision reference
IndicativeSignal observed but not yet confirmed by the local authority
ConflictingSources disagree on status, constraint or licence position
Not heldNo approved planning or licensing evidence is available
Open Portfolio Resilience and Improvement PlanOpen the Acquisition Screener

Planning, licensing and constraint data is a screening signal. Any development, conversion, HMO, extension or improvement decision requires confirmation through the relevant local authority, title, lease, survey, legal and professional advice processes.