Fleet MortgagesProperty Portfolio Intelligence SpinePowered by Crosstide
Current view focus: Valuation routing, case readiness and exception review across the lending book.For intermediary use only.

Letting agent

Portfolio Compliance and Intelligence

Compliance service that earns landlord retention, built on validated property identity at the point of instruction.

Managed position

Landlords managed

38

Properties managed

212

Properties with validated UPRN

197

92.9% coverage

Portfolio compliance completion

88%

PRS registration actions

24

EPC actions

31

Missing compliance evidence

12

Properties requiring landlord contact

9

Licence and certificate deadlines

PropertyRequirementDeadlineStatus
4 Bramley Court, LeedsGas safety certificate14 Sep 2026Due
8 Camden Row, BirminghamHMO licence renewal30 Sep 2026Action required
18 Oakfield Avenue, Newcastle upon TynePRS registration30 Sep 2026Action required
31 Beechwood Drive, NottinghamEPC improvement plan31 Oct 2026Due
23 Marsden Close, YorkGas safety evidence upload05 Sep 2026Action required

Resolve a missing UPRN

Enrichment is withheld until property identity is validated. Resolving the match makes the record eligible.

Instruction reference AGT-5512

27 Ashgrove Terrace, Sunderland

Two candidate UPRNs match this terrace address. Select the correct property to validate identity.

Status: Unmatched · enrichment withheld

Listing, Tenancy and Compliance Reconciliation

Market status is a controlled workflow input. Conflicting information is flagged for review, never assumed to be correct.

PropertyMarket statusConflict identifiedReconciliation actionStatus confidence
18 Oakfield Avenue, Newcastle upon TyneSold STCListed for sale with an active tenancy recordRequest landlord confirmation of sale intent and tenancy positionMedium
8 Camden Row, BirminghamSold STCSold STC while an HMO licence workflow remains openConfirm whether the compliance workflow should continueLow
23 Marsden Close, YorkLet agreedLet agreed while required certificates are incompleteComplete gas safety evidence before tenancy startHigh
14 Peel Street, PrestonWithdrawnListing withdrawn with no landlord confirmationConfirm whether the property is sold, let, paused or removedLow
27 Ashgrove Terrace, SunderlandUnknownConflicting address, UPRN or status evidenceResolve identity before any status is recordedUnknown

Reconcile status

A Sold STC status is not a completed sale and a withdrawn listing is not proof of sale. The agent confirms the position with the landlord before any downstream record is updated.

Illustrative demonstration data only. Market status is sourced from approved providers and may not represent legal completion.

Property Resilience and Improvement Workflow

Energy, environmental risk and property condition handled as controlled workflow inputs alongside compliance.

EPC actions due

31

Properties with potential EPC improvement

46

Certificate or compliance gaps

12

Environmental-risk review required

9

Landlord improvement discussion required

18

Planning, tenure or lease checks needed

7

Tenant communication may be appropriate

14

Properties with solar screening available

52

Assess resilience and improvement

The platform does not assume that a property improvement increases rent or value. Any rent, yield or valuation impact must be tested against local market evidence, property condition, tenant demand, costs and professional judgement.

Illustrative demonstration data only. Risk and opportunity signals are decision-support information, not lending or investment advice.

Capture and reuse workflow

01

Capture

Agent captures and validates UPRN at instruction

Address ambiguity resolved before any enrichment.

02

Enrich

System enriches the property record

EPC, tenure, floor area, flood risk and market signal joined to the UPRN.

03

Prompt

Agent receives compliance prompts

Certificates, licensing and PRS readiness tracked with due dates.

04

Reuse with controls

Approved information is reused downstream

Shared with consent, permitted purpose and information barriers in place.

05

Reconcile status

Agent confirms listing, tenancy, compliance and landlord alignment

Conflicting information is flagged for review rather than automatically assumed to be correct.

06

Assess resilience and improvement

Agent, landlord and approved partners review energy performance, environmental risk, property condition and improvement opportunities

The platform identifies the opportunity, but survey, consent, planning, tenure and commercial viability must be confirmed before action.

All values are illustrative demonstration data. No Fleet customer, borrower, landlord or property records are used.