Governed property record · UPRN 100000112233
18 Oakfield Avenue, Newcastle upon Tyne
One record, many parties. Each field carries its source, its currency and its confidence.
UPRN validatedAVM confidence mediumDesktop review recommendedPRS registration due
Identity and property facts
Identity
- UPRN
- 100000112233
- Address
- 18 Oakfield Avenue, Newcastle upon Tyne, NE3 4QP
- Title reference
- TY482913
- Property type
- Terraced house
- Tenure
- Freehold
- Landlord entity
- Northbridge Property Holdings Ltd
- Linked portfolio
- Northbridge portfolio, 24 properties
Property facts
- AVM value
- £192,000
- Valuation confidence score
- 64 · Medium
- EPC rating
- D, expires Nov 2026
- Floor area
- 84 sq m
- Construction
- Standard brick and tile
- Flood risk
- Low
- Lease length
- Not applicable, freehold
- Local market signal
- Stable, +1.4% over 12 months
- Rental estimate
- £995 per calendar month
- Yield
- 6.2%
Tenancy and compliance
- Tenancy status
- Let, AST in place
- Current rent
- £995 per calendar month
- Licence status
- Not required in this ward
- Gas safety status
- Valid to Jan 2027
- EPC renewal status
- Renewal due Nov 2026
- PRS registration readiness
- Action required
- Compliance actions due
- 2
Fleet lending view
- Current loan balance
- £138,000
- LTV
- 71.9%
- Stressed LTV
- 74.6%
- Product maturity date
- 31 Oct 2026
- Valuation route recommendation
- Desktop review
- Rental cover indicator
- Within criteria at stressed rate
- EPC criteria indicator
- Band D, improvement plan needed
- Risk flags
- EPC renewal, dated comparable evidence
Indicators are decision support. The underwriter retains accountability and may override with a recorded reason.
Evidence, confidence and provenance
No claim of a single source of truth without stating authority and confidence.
| Data item | Source | Last updated | Confidence | Permitted purpose | Data-quality notes |
|---|---|---|---|---|---|
| UPRN and address | Ordnance Survey AddressBase via public identifier match | 12 Jun 2026 | High | Property identity and matching | Exact match, no candidate ambiguity |
| EPC rating and floor area | EPC register | 04 Mar 2026 | High | Lending assessment and compliance | Floor area differs from AVM provider by 4 sq m |
| AVM value | AVM provider | 02 Aug 2026 | Medium | Valuation routing support | Three comparables within 400m; one dated over nine months |
| Rental estimate | Letting agent workflow | 18 Jul 2026 | Medium | Rental cover assessment | Agent-supplied, not independently verified |
| Gas safety certificate | Letting agent workflow | 22 Jan 2026 | High | Compliance monitoring | Renewal due January 2027 |
| Flood risk | Public environmental data | 01 Apr 2026 | High | Property risk assessment | Low surface water risk |
| Loan balance and maturity | Fleet servicing record | 01 Aug 2026 | High | Lending and retention | Authoritative source for balance |
Action timeline
| Property action | Recommended owner | Status | Date raised | Due date | Completion evidence | |
|---|---|---|---|---|---|---|
| Refresh rental evidence | Letting Agent | Complete | 12 Jun 2026 | 30 Jun 2026 | Signed tenancy schedule uploaded | |
| Plan EPC improvement to band C | Landlord | In progress | 04 Jul 2026 | 31 Oct 2026 | Assessor quotation received | |
| Complete PRS registration | Letting Agent | Due | 20 Jul 2026 | 30 Sep 2026 | None | |
| Desktop valuation review | Fleet Underwriting | Due | 02 Aug 2026 | 20 Aug 2026 | None |
Servicing alert. EPC and compliance
EPC band D with renewal due in November 2026 and PRS registration outstanding, against a product maturity of 31 October 2026. Fleet servicing can assign the broker a combined retention and compliance conversation.
All values are illustrative demonstration data. No Fleet customer, borrower, landlord or property records are used.